Mortgage broker in Marietta, GA
Buying, refinancing or tapping your equity in Marietta? Gillors is a local mortgage broker comparing options from multiple lenders, with a real person guiding you to closing.
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Home loans for Marietta buyers and homeowners
Marietta is the county seat of Cobb County, about 20 miles northwest of downtown Atlanta. The city of about 62,000 people centers on the historic Marietta Square, with Kennesaw Mountain National Battlefield Park nearby.
Marietta’s median home value, about $449,000, is lower than in many north Atlanta suburbs, which makes it popular with first-time buyers. Gillors compares FHA, conventional and VA loans from multiple lenders to find the right fit.
Marietta at a glance
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates.
Home purchase loans in Cobb County, 2021–2025
Lenders made 8,794 home purchase loans in Cobb County in 2025. That is 37% fewer than in 2021 and 2% fewer than in 2024. Higher rates since 2022 have kept many owners in place, so buyers today often face less competition than in 2021.
Source: CFPB, Home Mortgage Disclosure Act (HMDA) data. Originated home purchase loans, Cobb County, GA.
Average home purchase loan in Cobb County
The average purchase loan in Cobb County grew from about $408,000 in 2021 to $457,000 in 2025, up roughly 12%.
Source: CFPB HMDA data. Average loan amount, originated home purchase loans, Cobb County, GA.
How Cobb County borrowers financed their homes in 2025
Share of all home loans made in Cobb County in 2025 (purchase and refinance), by loan type. Source: CFPB HMDA data.
Refinance loans in Cobb County, 2021–2025
Refinancing dropped sharply after rates rose in 2022, then started to recover: lenders made 5,189 refinance loans in Cobb County in 2025, up 30% from 2024. If your rate is higher than today’s, it may be worth checking whether a refinance makes sense.
Source: CFPB HMDA data. Originated refinance and cash-out refinance loans, Cobb County, GA.
What to know before buying in Marietta
Conforming vs. jumbo
In 2026 the conforming loan limit for a single-family home in Cobb County is $832,750. Loans above that are jumbo loans, which usually need a larger down payment and more savings in reserve.
Georgia homestead exemption
If the home will be your main residence, apply for a homestead exemption with the Cobb County tax assessor’s office. The deadline is April 1 for that tax year.
Closing costs in Georgia
Buyers typically pay Georgia’s intangible recording tax on the loan: $1.50 per $500 borrowed (0.3%). Sellers usually pay the state transfer tax of $1 per $1,000 of the price.
VA loans
With Dobbins Air Reserve Base in Marietta, many local buyers are service members or veterans. Eligible buyers can use a VA loan with no down payment and no monthly mortgage insurance.
Marietta housing news
- 2673 Ashley Dr N, Marietta, GA 30064Realtor.com · Nov 1, 2026
- 2092 Powers Ferry Trce Unit 2092, Marietta, GA 30067Realtor.com · Nov 1, 2026
- Pepper brings Acton bus tour to Marietta, pitches housing, jobs to keep young OhioansWTAP · Oct 25, 2026
- Marietta Breaks Ground On 64-Unit Senior Housing Complex On Roswell StreetHoodline · Oct 24, 2026
- Marietta breaks ground on affordable senior housing developmentMarietta Daily Journal · Oct 22, 2026
Latest local headlines from Google News, updated automatically. Gillors is not affiliated with these publishers.
Questions about mortgages in Marietta
How much do I need for a down payment in Marietta?
It depends on the loan. Conventional loans can start at 3% down for qualified buyers, FHA loans at 3.5% and VA loans at 0% for eligible veterans. On a home near the Marietta median value of about $449,000, even a small down payment can get you started, and assistance programs may help if you qualify.
What credit score do I need to buy a home in Marietta?
Many conventional loans start around 620, and FHA loans can work with lower scores if the rest of your application is strong. Requirements vary by lender, which is why we compare several.
Do I need a jumbo loan?
Only if your loan amount is above $832,750, the 2026 conforming limit in Cobb County. We compare jumbo and conforming options for you, including putting more down to stay under the limit.
How long does it take to close on a home?
Most purchases close about 30 to 45 days after your offer is accepted. Getting pre-approved first helps you move quickly when you find the right home.
Ready to buy or refinance in Marietta?
Start with a few quick questions. There’s no credit check to start, and a real person follows up.
What homeowners say
Real reviews from homeowners who worked with Netta Li Fidderer, Senior Loan Officer at Gillors.
Highly recommend Netta Li! It was my first home and the first loan. Netta Li patiently and professionally guided me through the whole process, explaining every term, every detail. Netta Li is very good at communicating! She has always responded very quickly to my texts, emails and calls. …
This is our second deal with Netta Li and like last time she was great, patient and responsive every day, helped us go through the obstacles all the way to a successful deal. Thank you!
I highly recommend Netta Li Fidderer! She is extremely professional, patient, accommodating, and was able to explain the complicated details. I'm happy with the loan that I was able to get with good rates, thanks to her.
