Home purchase loans in Atlanta and across Georgia
Get a mortgage pre-approval and buy your home with a loan that fits your budget. As an Atlanta mortgage broker, Gillors compares options from multiple lenders, and your loan officer guides you from first question to closing day.
- No credit check to start
- Compare options from multiple lenders
- A real person follows up
5.0 on Zillow · 18 reviews
Buying a home in Atlanta starts with the right loan
Whether it's your first home in Decatur or your next one in Alpharetta, the loan you choose shapes your monthly budget for years. As a licensed mortgage broker, Gillors compares loan options from multiple lenders, so you're not limited to what a single bank happens to offer.
Netta Li and the Gillors team look at your income, savings, credit and plans, then explain your choices in plain English. You'll know what you can comfortably afford before you start touring homes, and you'll have a pre-approval letter ready when you find the right one.
Mortgage options for Atlanta home buyers
Conventional loans
The most common choice for buyers with steady income and good credit. Flexible options for primary homes, second homes and investment properties.
FHA loans
Government-backed loans with more flexible credit guidelines. A popular option for first-time buyers in Georgia.
VA loans
For eligible veterans, service members and surviving spouses, with benefits like no monthly mortgage insurance.
USDA loans
For eligible homes in qualifying rural and suburban areas around metro Atlanta and across Georgia.
Jumbo loans
For higher-priced homes in areas like Buckhead, Sandy Springs and Johns Creek that go above standard loan limits.
First-time buyer programs
We'll check whether you may qualify for down payment assistance programs in Georgia and explain how they work with your loan.
Loan availability depends on your situation and on lender guidelines. All loans are subject to credit approval.
How buying with Gillors works
- Tell us about your plansAnswer a few quick questions online. No credit check to start.
- Talk with your loan officerNetta Li reviews your situation, explains your options and answers every question.
- Get your pre-approval letterOnce your credit report is pulled and your documents are reviewed, you get a full pre-approval letter to shop with.
- Make an offer with confidenceWe work with your real estate agent so your offer is strong and your timeline is clear.
- Close on your new homeWe stay with you through appraisal, underwriting and closing day.
Talk to your mortgage company first, then choose your agent
Knowing your budget before you shop helps you focus on homes that fit, and sellers take offers more seriously when a pre-approval letter comes with them. Already have an agent? Great, we'll work alongside them. Don't have one yet? Ask us and we can recommend agents we trust in your area.
Why buyers choose a mortgage broker
More options
We compare programs from multiple lenders instead of offering just one bank's products.
A real person
You work directly with your loan officer, by phone, text, WhatsApp or email.
Local know-how
Based in Atlanta and licensed in Georgia and Florida, we know the local market and timelines.
Areas we serve
We help home buyers across metro Atlanta and throughout Georgia and Florida, including:
Home buying and mortgage questions
How much house can I afford?
It depends on your income, monthly debts, credit and savings, plus local property taxes and insurance. Your loan officer will walk through a budget with you so your payment feels comfortable, not just approvable.
Do I need perfect credit to buy a home?
No. Different loan programs have different credit guidelines, and some are designed for buyers who are still building credit. We'll look at your full picture and suggest the best fit.
Will filling out the form affect my credit?
No. Our online form doesn't pull your credit. Your loan officer pulls your credit report, with your permission, only when it's time to issue your full pre-approval letter.
How long does it take to get pre-approved?
Once we have your documents and your credit report, a pre-approval letter can often be issued quickly. Starting early gives you the most flexibility when you find the right home.
Can you help if I'm self-employed?
Yes. Self-employed buyers have options. We'll explain which documents lenders typically ask for and which programs may fit your situation.
Ready to see what you can afford?
Answer a few quick questions. No credit check to start, and a real person follows up.
What homeowners say
Real reviews from homeowners who worked with Netta Li Fidderer, Senior Loan Officer at Gillors.
Highly recommend Netta Li! It was my first home and the first loan. Netta Li patiently and professionally guided me through the whole process, explaining every term, every detail. Netta Li is very good at communicating! She has always responded very quickly to my texts, emails and calls. …
This is our second deal with Netta Li and like last time she was great, patient and responsive every day, helped us go through the obstacles all the way to a successful deal. Thank you!
I highly recommend Netta Li Fidderer! She is extremely professional, patient, accommodating, and was able to explain the complicated details. I'm happy with the loan that I was able to get with good rates, thanks to her.
