Terms of Use

Effective date: October 16, 2026

These Terms of Use apply to your use of gillors.com, which is operated by Gillors Inc (“Gillors”, “we”, “us”). By using this website, you agree to these terms. If you do not agree, please do not use the site.

Who we are

Gillors Inc is a mortgage broker, NMLS #1977257. Georgia Residential Mortgage Licensee #72540. Florida Mortgage Broker License #MBR4102. You can verify our licensing at NMLS Consumer Access.

Gillors is not a lender. We arrange loans with third-party lenders, who make all credit decisions.

No offer or commitment to lend

Nothing on this website is an offer to lend or a commitment to lend. All loans are subject to credit approval, verification of income and assets, property appraisal and the lender’s underwriting guidelines. Programs, rates, terms and conditions are subject to change without notice. Not all applicants will qualify.

Estimates and calculators

Rates, payments, buying power figures and calculator results shown on this site are estimates for illustration only. They are based on assumptions and the information you enter, and they are not a loan quote, a rate lock or a guarantee of terms. Your actual rate and payment will depend on your credit, the property, the loan program and market conditions at the time you apply.

Pre-approval

Filling out our online form does not pull your credit and is not a pre-approval. A full pre-approval letter can only be issued after your loan officer reviews your information and, with your permission, pulls your credit report.

Information you provide

You agree to give accurate and complete information when you use our forms or apply for a loan. By submitting your contact information, you agree that Gillors may contact you by phone call, text message, WhatsApp or email about your request, as described in our Privacy Policy. Message and data rates may apply, and you can opt out at any time.

Acceptable use

You agree not to misuse this website. This includes submitting false information or someone else’s information, trying to gain unauthorized access to the site or its systems, interfering with how the site works, or using automated tools to collect content or submit forms.

Third-party websites

This site links to websites operated by others, such as our online loan application, lender sites, review sites and social media. We do not control those sites and are not responsible for their content, terms or privacy practices.

Intellectual property

The content on this website, including text, graphics, logos and design, belongs to Gillors Inc or its licensors. You may view and print pages for your personal use, but you may not copy, change or distribute the content without our written permission.

Disclaimer

We work to keep the information on this site accurate and up to date, but it is provided “as is” without warranties of any kind. The content is general information and is not legal, tax or financial advice. Please talk to a qualified professional about your situation.

Limitation of liability

To the fullest extent allowed by law, Gillors Inc and its officers, employees and loan officers are not liable for any indirect, incidental or consequential damages arising from your use of this website or reliance on its content.

Governing law

These terms are governed by the laws of the State of Georgia, without regard to its conflict of law rules.

Changes to these terms

We may update these Terms of Use from time to time. The effective date at the top shows when they were last changed. Using the site after a change means you accept the updated terms.

Contact us

Gillors Inc
5098 Vernon Ridge Dr, Atlanta, GA 30338
Phone: (404) 550-7879
Email: info@gillors.com