More homes, slower sales: fall gives Atlanta buyers room

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Weekly Mortgage Update Issue #01 · October 21, 2026

More homes, slower sales: fall gives Atlanta buyers room

Your 2-minute read on this week’s housing news for Atlanta-area buyers and homeowners.

This Week, From Itai

“A lot of people are waiting on next week’s Fed meeting, but Atlanta’s market isn’t waiting: more homes are for sale than at any point this year, and sellers are giving buyers room to negotiate. If you’re thinking about buying, get pre-approved now so you’re ready to move, whatever the Fed decides.”

Itai Pizm · Founder & MLO · NMLS# 1982428

3 things that moved the market

1
The Fed

The Fed meets Oct. 27–28 after September’s rate hike

The Fed raised its benchmark rate to 3.75%–4.00% in September, its first hike since 2023, and most officials expect another by year-end. Borrowing costs could stay high, so know your numbers before you shop.

2
National housing

U.S. home sales tick up, but stay near the year’s low

September sales rose 1.5% to a 3.99 million pace (NAR). With 4.8 months of supply and homes sitting longer, sellers are more open to price cuts and incentives.

3
Local · Atlanta metro

Metro Atlanta listings up 6.7% from a year ago

21,053 homes were for sale in September while sales fell 18.5% year over year. Buyers have more choices and more time to negotiate.

Chart of the week

Homes for sale in metro Atlanta, Apr–Sep 2026

Apr19.2kMay19.7kJun20.5kJul20.9kAug20.7kSep21.1k
Takeaway: Inventory rose for most of the year, giving buyers the most choice since spring. · Source: Atlanta Realtors / FMLS

Tip of the week

With homes sitting about a month, ask your agent about seller concessions, like help with closing costs. A pre-approval letter makes that ask stronger.

Itai Pizm
Itai Pizm
Founder & MLO · NMLS# 1982428
Talk to Itai
EQUAL HOUSING LENDER

Gillors · Company NMLS# 1977257 · 5098 Vernon Ridge Drive, Dunwoody, GA 30338. This update is for informational purposes only and is not an offer or commitment to lend.


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